Reasons someone would hire Gietzen Appraisal

To a lot of people, an appraisal is simply another fee on the break-sheet for a home sale or refinance. Almost all lenders still call in a local expert because the stakes are so high, even though there are a growing number of automated home valuation methods that may seem more prudent than an appraisal. You might assume that securing a mortgage is the only reason to get an appraisal, but there are additional cases when the services of a certified, independent real estate professional could come in handy.


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Appeal your tax assessment in Morton County

If you live in an area where property values have depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Gietzen Appraisal is your best evidence. At Gietzen Appraisal,we can assist you in challenging your tax assessment.

How can you get rid of PMI to lower your mortgage payment?

When the amount being loaned to the home buyer is more than 80% of the actual value of the property, most lenders ask homebuyers to take out an additional insurance plan. That policy is Private Mortgage Insurance, or PMI. Since the extra payment is usually lumped into the monthly mortgage payment, it is often forgotten. This is unfortunate because PMI isn't required when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to eliminate the PMI payments on most mortgages when the balance is paid down to 78% of the original value.

Gietzen Appraisal will give you a statement regarding the value of your home, and the price you paid for the appraisal can generally be recovered in just a few months because you'll no longer be paying the PMI.

An appraisal from Gietzen Appraisal will help you settle a divorce with less stress

A divorce is often complicated by the strenuous decision of who keeps the property, and it can be a very heartbreaking occurrence for both parties. Regardless of the situation, it's prudent to order an appraisal from Gietzen Appraisal so both parties are completely aware of the true market value of their house.

If the parties wish to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Accurate and fair estate liquidation

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion.

Most Americans don't have dedicated estate planners or executors to take care of these matters, unlike many wealthy individuals. A home or other property often makes up an unequal share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've received a fair deal.

Gietzen Appraisal can assist you in relocating to or from Morton County

Employee relocation can be a more than just an inconvenience. We know where you're coming from! That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. During our detailed process, we suggest relocating employees to provide remarks on the positive aspects of their property, as well as information about any new sales or listings in their neighborhood that they want considered.

Don't sell out short or let your home stay on the market too long.

Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a better educated decision when determining your asking price. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. The price we charge isn't a percentage of the sales price, but rather they depend on our efforts to finish the appraisal.

We analyze the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses are on the market. So, obtaining a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.