Attention homeowners in Mandan and Morton County: Get an Appraisal today!Check out the top 7 reasons North Dakota homeowners call on Gietzen Appraisal:
We at Gietzen Appraisal understand the unique needs of a customer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. Being a person not in the real estate business that most likely doesn't see an appraisal on a regular basis, we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings. Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Gietzen Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value conclusion than yours.Challenge property tax assessmentsLet's say you live in a region that's declining -- your local tax assessor may have your home overvalued. This only means you are going to pay higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Gietzen Appraisal is your chief weapon when challenging your property tax assessment.Need to remove PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're qualified in helping homeowners just like you remove unneeded PMI insurance.Was your HELOC recently frozen?Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow viewpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Gietzen Appraisal can provide you with an expert appraisal to help you reinstate your HELOC.Need Field and Desktop Appraisal Review Services?Have you just gotten a copy of your appraisal and you would like to have a veteran appraiser double-check it for efficiency or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Gietzen Appraisal can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal? Gietzen Appraisal can help you with that. Even though most review work is requested by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to invest in a second opinion. |